#20/07 July 2019 An ITP Media Gr oup P ublic ation 2019 “” UAE: AED 15 BAHRAIN: BHD 1.500 OMAN: OMR 1.500 KUWAIT: KWD 1.200 www.arabic.arabianbusiness.com 2 019800 9933 | dubaiam.ae | @DubaiAMLife : “” . 15 www.arabic.arabianbusiness.comarabianbusinessar@AB_ArabicArabicArabianBusiness +971 4444 3000 www.itp.com/subscription #20/07 July /1 2019 Arabian Business / 2019 . . . . 2019 2019 . » 2019 52 3 arabic.arabianbusiness.com#20/06 June 2019 An ITP Media Gr oup P ublic ation UAE: AED 15 BAHRAIN: BHD 1.500 OMAN: OMR 1.500 KUWAIT: KWD 1.200 www.arabic.arabianbusiness.com 50 VOL. 20 ISSUE 04 APRIL, 2019 www.arabic.arabianbusiness.com UAE: AED 15 Bahrain: BHD 1.500 Oman: OMR 1.500 Kuwait: KWD 1.200 IS SN 1607- 405X 9 7 71607 405000 00529 30 VOL. 20 ISSUE 02 FEBRUARY, 2019 www.arabic.arabianbusiness.com UAE: AED 15 Bahrain: BHD 1.500 Oman: OMR 1.500 Kuwait: KWD 1.200 2019 I SSN 1607- 405X 9 771607 405000 00527 MEDIA PUBLISHED BY AND © 2019 ITP MEDIA GROUP FZ-LLC. PO Box 500024, Dubai, United Arab Emirates Tel +971 4 444 3000 ITP MEDIA GROUP CEO Ali Akawi MANAGING DIRECTOR Sue Holt EDITORIAL EDITOR-IN-CHIEF Rob Corder Shane Mc Ginley | Editorial Director Samer Batter - EDITOR Tel +971 4 444 3153, Email: samer.batter@itp.com STUDIO ART DIRECTOR Samir Al Ghazal SENIOR IMAGE EDITOR Emmalyn Robles SENIOR PHOTOGRAPHERS Rajesh Raghav, Efraim Evidor, Adel Rashid STAFF PHOTOGRAPHERS Aasiya Jagadeesh, Ajith Narendra, Fritz John Asuro, Yuliya Petrovich, Jessica Samson PRODUCTION & DISTRIBUTION GROUP PRODUCTION & DISTRIBUTION DIRECTOR Kyle Smith PRODUCTION MANAGER Basel Al Kassem PRODUCTION COORDINATOR Imad Aad EVENTS & MARKETING DIRECTOR OF AWARDS & MARKETING Daniel Fewtrell Email: daniel.fewtrell@itp.com EVENTS & MARKETING MANAGER Brian McNamara Email: brian.mcnamara@itp.com CIRCULATION HEAD OF CIRCULATION Vanessa D’Souza COMMERCIAL GROUP COMMERCIAL DIRECTOR Joe Chidiac Tel: +971 4 444 3121, Email: joe.chidiac@itp.com HEAD OF SALES - AGENCIES Mario Saaiby - Tel: +971 4 444 3592, Email: mario.saaiby@itp.com SENIOR SALES MANAGER - Dima Mousseli - Tel: +971 4 444 3589, Email: dima.mousseli@itp.com DIGITAL GROUP COMMERCIAL DIRECTOR Joe Chidiac Tel: +971 4 444 3121, Email: joe.chidiac@itp.com ITP MEDIA GROUP CEO Ali Akawi CFO Toby Jay Spencer-Davies CORPORATE WEBSITE www.itp.com CIRCULATION CUSTOMER SERVICE tel: +971 4 4443000 WEB www.arabic.arabianbusiness.com #20/05 May 2019 An ITP Media Gr oup P ublic ation 100 UAE: AED 15 BAHRAIN: BHD 1.500 OMAN: OMR 1.500 KUWAIT: KWD 1.200 www.arabic.arabianbusiness.com . “ 650 . . . . 80 ” 2018 . . 22 43 . . 60 .2015 2017 () 70 30 13 30 . 2011 237 . 2019 . . » . . 10 2 .8 2 .1 500 . 315 ﻲﻓ ﺮﻬﻈﺗ ﺎﻬﺗاﺮﻴﺛﺄﺗ تأﺪﺑو ﺔﺌﻴﺒﻟﺎﺑ ﺖﻘﺤﻟ ﻲﺘﻟا راﺮﺿا ﻦﻣ ﺔﻔﻴﺨﻣ ﺔﻛﺮﺗ بﺎﺒﺸﻟا ﻞﻴﺟ ثﺮﻴﺳ ﺖﺟﺮﺧ ﻲﺘﻟا ﺔﻴﺑﻼﻄﻟا ﺔﻴﺟﺎﺠﺘﺣﻻا تاﺮﻴــﺴﻤﻟا فاﺪﻫأ ﻲﻓ اذإ ﺔﺑاﺮﻏ ﻻ .ﻲﺧﺎﻨﻤﻟا ﺮﻴﻐﺘﻟا ثداﻮﺣ .خﺎﻨﻤﻟا ﺮﻴﻐﺗ ﺔﺠﻟﺎﻌﻣ ﻲﻓ تﺎﻣﻮﻜﺤﻟا ﺆﻜﻠﺗ ﻰﻠﻋ ﺎﺟﺎﺠﺘﺣا اﺪﻠﺑ 123 ﻲﻓ ﺔﻴﻀﻘﺑ هﺮﻴﻏ ﻦﻣ ﺮﺜﻛأ ﻲﻨﻌﻣ ﻪﻧأ ﺔﻴﻔﻟا ﻞﻴﺟ ﺮﻌﺸﻳ Q كﺎﻨﻫ ،ﻢﻬﻟ ﺔﺒﺴﻨﻟﺎﺑ ﺔﺤﺿاو ةرﻮﺼﻟﺎﻓ ،ﻲﺧﺎﻨﻤﻟا ﺮﻴﻐﺘﻟا ﺎﻣ ﺎﻬﻤﻬﻳ ﻻو ضرا دراﻮﻣ فﺰﻨﺘﺴﺗ ﺔﻴﻧﺎﻧأ ﺔﻴﻤﻟﺎﻋ ﺔﺒﺨﻧ ”.ﻦﻴﻨﺴﻟا تاﺮﺸﻋ ﺪﻌﺑ ثﺪﺤﻴﺳ 80% ﻲﻓ ﺔﻨﻣﺆﻤﻟا ثراﻮﻜﻟا ﺮﺋﺎﺴﺧ ﻦﻣ ، 2018 مﺎﻋ | Vol. 20/07, July 2019 6 5G . . . . . . . . 50 . . . . . . . . . . » . « . » .« . . . . تﺎﻣﻮﻜﺤﻠﻟ ﺔﻴﻤﻫأ ﺮﺜﻛأ ﺲﻣﺎﺨﻟا ﻞﻴﺠﻟا تﻻﺎﺼﺗا هﺮﻓﻮﺗ يﺬﻟا ﺮﻴﺼﻘﻟا ﺔﺑﺎﺠﺘﺳﻻا ﻦﻣز هﺪﻛﺆﻳ ﺎﻤﻟ ًﺎﻘﻓو ؛ﺎﻬﻴﻨﻃاﻮﻤﻟ ةر ّﻮﻄﺘﻣ تﺎﻣﺪﺧ ﺮﻴﻓﻮﺗ ﻰﻟإ ﻊﻠﻄﺘﺗ ﻲﺘﻟا ﺔﻴﻠﺤﻤﻟا تﺎﻳﺪﻠﺒﻟاو .ﺔﻴﻟوﺪﻟا ﺎﻳﺎﭬأ ،ﻲﻤﻴﻠﻗإ تﺎﻌﻴﺒﻣ ﺮﻳﺪﻣ ،ﻲﺟﺮﻜﺸﻟا ﻦﻌﻣ . تﺎﻣاﺪﺨﺘﺳا ﺔﻴﻛﺬﻟا نﺪﻤﻟا ﺔﺌﻴﺒﺑ“ ،ﺲﻣﺎﺨﻟا ﻞﻴﺠﻟا تﻻﺎﺼﺗﻻ ﺔﻌﺋار ”.تﻻﺎﺠﻤﻟا ﺔﻓﺎﻛ ﻲﻓ لﺎﺤﻟا ﻚﻟﺬﻛ 7 arabic.arabianbusiness.com ﻰــﻟإ ﺔــﻴﺻﻮﺗ ﻊــﻓر ﻲﻣﻼــﺳا ﻲــﺑد ﻚــﻨﺑ ةرادإ ﺲــﻠﺠﻣ رﺮــﻗ ﻰﻠﻋ ذاﻮﺤﺘــﺳﻻا ﻲــﻓ ﺮــﻈﻨﻠﻟ ﻚــﻨﺒﻠﻟ ﺔــﻴﻣﻮﻤﻌﻟا ﺔــﻴﻌﻤﺠﻟا .(100%) ﻚﻨﺑ رﻮﻧ ﻢﻬﺳأ ﻊﻴﻤﺟ ﺎﻴﻟﺎﺣ رﺎﺟ ﻞﻤﻌﻟا Q ءﺎﻨﺑ لﺎﻤﻜﺘﺳا ﻰﻠﻋ يﺬﻟا راوﺰﻟا ﺰﻛﺮﻣ لﻼﺧ ﻪﺣﺎﺘﺘﻓا ﻢﺘﻴﺳ ﻦﻣ ﺚﻟﺎﺜﻟا ﻊﺑﺮﻟا مﻮﻘﻧو .يرﺎﺠﻟا مﺎﻌﻟا لﺎﻤﻜﺘﺳﺎﺑ مﺎﻌﻟا اﺬﻫ زﺎﺠﻧإو ،ﺎﻨﻄﻄﺧ ﻲﻓ ﺔﻴﻟوا لﺎﻤﻋا ﺮﻬﺷا ﻲﻓو ،ﻊﻗﻮﻤﻟا ﻰﻟإ ﻞﻘﺘﻨﻨﺳ ﺔﻠﺒﻘﻤﻟا “.ءﺎﻨﺒﻟا ﺔﻠﺣﺮﻣ ﺔﻜﻠﻤﻤﻟا Q ﻮﻫ ﺎﻣ ﻞﻛ ﺬﺨﺘﺘﺳ ﻦﻴﻣﺄﺘﻟ يروﺮﺿ ﻦﻣ ﺔﻗﺎﻄﻟا تاداﺪﻣإ ﺎﻬﺋﺎﻔﻠﺣو ﺔﻳدﻮﻌﺴﻟا ﺔﻘﻄﻨﻤﻟا ﻲﻓ ﺎﻨﺘﻴﻨﺑ ﻲﻤﺤﻨﺳو “.ﺎﻨﻴﺿارأو ﺔﻴﺘﺤﺘﻟا ﺮﺠﻨﻴﻨﻳر ﻞﻜﻳﺎﻣ ﺔﻛﺮﺸﻟ يﺬﻴﻔﻨﺘﻟا ﺲﻴﺋﺮﻟا رﺎﻤﺜﺘﺳﻼﻟ ﺔﻳﺪﻘﻟا ﺢﻟﺎﻔﻟا ﺪﻟﺎﺧ يدﻮﻌﺴﻟا ﺔﻗﺎﻄﻟا ﺮﻳزو ﻲﻓﺎﺤﺻ ﺮﻤﺗﺆﻣ ﻲﻓ S&P FINTECH () . «» « : . . » « .« » : . . 275 . . . . (Fintech hive ) .(Fintech bay ) : «» blockchain «» . . . Vol. 20/07, July 2019 8 ﺎــﻬﻠﻤﻛﺄﺑ ﺔــﻘﻄﻨﻤﻟا روﺰــﺗ ﺪــﻨﻬﻟا ﻦــﻣ ﺔﻴﺣﺎﻴــﺳ ﺔﻨﻴﻔــﺳ لوأ ،«ﺎﻜــﻴﻧرﺎﻛ» ﻲــﺑد ﺖﻠﺒﻘﺘــﺳا .ﻲﺑﺮﻌﻟا ﺞﻴﻠﺨﻟا ﻲﻓ ﺎﻬﺗﻼﺣر قﻼﻄﻧ ًاﺰﻛﺮﻣ ﺪﺷار ءﺎﻨﻴﻣ ﻦﻣ ﺬﺨﺘﺘﺳو () . 30 . «» () 77 .8 35 .4 . 219 .9 () 18 .5 40 .8 161 .8 . 866 .4 « » 16 .8 30 7 .68 148 .7 393 .5 . . XXXXXXXX . 836564 , .« » » :« «« . . .« » Jalesh Cruises« . . .2019 . » : « » . 172 .2018 2014 .« » : «» . ‘ ’ 176% ءﺎﻨﻴﻤﻟ راوﺰﻟا داﺪﻋأ تدﺎﻳز ﺔﺒﺴﻧ ﻦﻴﺑ ﺔﻠﻀﻔﻤﻟا ﺔﻬﺟﻮﻟا ﻮﻫ ﺪﺷار .2018و 2014 ﻲﻣﺎﻋ @AB_ArabicArabicArabianBusinessarabianbusinessarArabianBusinessArabic Subscribe 9 arabic.arabianbusiness.comNext >